If you die and have any assets, they can be transferred over legally to the right person.
Anyone 18 and over should have one.
(Living at Big Momma's House without a will but you pay taxes)
You don't have a deed (no ownership). You can stay there when she passes but you will not be able to get a loan. If you make improvements, you can't use that as equity if you want to buy something else. You don't have the house as an asset.
Make sure you have "uninsured motorist". It's not the same as "full coverage". Your insurance company will pay for you in the event that someone injures you and they don't have adequate insurance. (ex. loss wages, emotional distress, time away from your family)
It's not about the subjective officer saying, "I feared for my life", it's what a reasonable officer would have done in a similar circumstance.
If they want to talk to you about an issue, tell them that you will not say anything until you have a lawyer, period. Don't say, "I don't have anything to hide." or "I'll talk to you."
Know your rights. Protect your rights. Search your rights.
Launching May 1st: solomonsimmons.com